# Money Map Workshop > Money Map Workshop is a personal-finance education publication about bill planning, household cash flow, saving, and the mechanics of consumer debt. Money Map Workshop publishes original, long-form guides about Make the next money step visible.. Every article opens with a concise direct answer, is structured with clear headings and FAQs, and reflects mainstream expert consensus. Health-related content is educational and encourages professional consultation where appropriate. ## Debt Literacy - [Debt Snowball vs. Avalanche: Compare the Tradeoffs](https://fpamg.net/debt-snowball-vs-avalanche/): The debt snowball sends extra money to the smallest balance after all required minimum payments; the avalanche method sends it to the highest-interest debt. ## Bill Planning - [How to Make a Bill Calendar That Shows Cash Flow](https://fpamg.net/how-to-make-a-bill-calendar/): To make a bill calendar, gather current bills and record each payee, amount, due date, and payment status on one monthly view. ## Full text for LLMs - [llms-full.txt](https://fpamg.net/llms-full.txt): every article as plain markdown in one file - Each article is also available as markdown at https://fpamg.net/.md ## Site - [About](https://fpamg.net/about/): editorial approach and standards - [All articles](https://fpamg.net/all/) - [Contact](https://fpamg.net/contact/)